Specialist mortgages made easy
At 786 Mortgages, we work with range of specialist lenders who would accept various situation which would not normally be accepted by high street lenders and building societies.
Talk to us if you fall into one of these categories.
So, our supportive team will offer a service dedicated to your needs and circumstances.
Self Employed or contract workers
If you are a self-employed or a contract worker, it can be challenging to get mortgage but certainly not impossible. Most of the lenders require minimum of 2 years of trading history before applying for the mortgage.
At 786 Mortgages, we will simplify the process for you and advise you on the right mortgage options.
Second charge mortgage
Second charge mortgage is another way of raising finance against your home, an alternative to re-mortgaging. It is secured against the same house where you already have main charge. You can have second charge for various reasons, for example, home improvement, pay off debts or to pay off tax bill.
Your enquiry will be passed to an external specialist team who will support you throughout the process.
Let to buy
Let to buy is the mortgage option where you want to buy another property to live in but do not want to sell your current home. This option allows you to raise funds to put down deposit for next home while let out the property.
Let to buy, in most cases, involves taking out two mortgages and we could assess your situation and advise you on the mortgage deals suitable to you.
Commercial Mortgage
Whether you are starting a new business or growing your existing one, commercial mortgage could help you to achieve your dreams. A commercial mortgage is secured against a commercial property.
Your enquiry will be passed to an external specialist team who will support you throughout the process.